Can I buy a car in North Carolina without a down payment? This is a question we get all the time here at Performance CDJR in Clinton. The short answer is YES. However, there are some things to consider depending on your situation. If you want more information about your specific financial situation, or about down payments, call us at (888) 735-5701 or contact us at the bottom of this page for more details. For more information about buying a car without a down payment in North Carolina, read on!
So YES, you can buy a car in North Carolina without a downpayment. We have customers all the time who buy a new Chrysler, Dodge, Jeep or Ram, or any used car model, without a down payment. However, there are pros and cons to buying a car this way.
Advantage of buying a car without a down payment
The biggest advantage of buying a car without a downpayment is that the upfront cost of the is much lower. If you do not have a lot of cash on hand when you come to buy a car, you can buy a car without paying a down payment. This is important for a lot of people. Not everyone has $2,000 sitting around that they put down on a car! Sometimes the best option for people is to buy a car without a down payment. Everyone’s financial situation is different, and we work with people with small budgets, big budgets, and no budget! Contact us and let us speak to you about your specific financial options, we are here to help!
Potential reasons to buy a car with a down payment
If you do have the financial ability to buy a car and put down a down payment, there are benefits to this. A bigger down payment can mean a better interest rate if you are financing your vehicle. It can also help you have lower monthly payments. Both of these can be benefits of putting a down payment on your car. If you have the money in your budget for a down payment, come see us and we can walk you through your specific financing options and see how we can help!
Consider trading in your current vehicle for a downpayment
If you would like to make a down payment, but do not have the cash currently, consider trading us your current car! This is one of the most popular ways that people afford to pay a down payment on their vehicle purchase. We will buy any car, not just Chrysler, Dodge, Jeep, or Ram vehicles. We will give you a fair market evaluation of your current car, and you can trade us your current car to help pay for a better one! Click here for a trade in evaluation of your current car.
Interested in what your monthly payments could look like with or without a down payment? Try our auto payment calculator! You can play around with different numbers and get an estimation of what payments look like with or without a down payment.
Whatever your financial situation, just come see us. At Performance we believe in helping people, regardless of where they come from or what situation they are in. Come let us love on you, and help you find a vehicle that you will love, at a price and financial situation that will work for you. Call us at (888) 735-5701 or contact us below and let us help you!